Broker Check

Cyber Security, Insurance and Business Continuity

Cyber Security: Your Data, Held Secure

At Three Rivers Diversified Capital, we take the handling of your sensitive data with the utmost of care, which is why we've invested heavily in both Cloud Storage and what LPL calls Secure Office; both of which are add on services we happily pay for each month to safeguard your data.

Cloud Storage Through Box:

What makes Box an integral part of our secure data is that unlike most cloud services, it follows FINRA guidance for online document storage and compliance. This allows us to safely and securely access documents in the office and on the road.

You can learn more about Box by visiting www.box.com and learn more about FINRA's guidance on Cloud Computing via the following link: FINRA Cloud Computing

Secure Office:

This service offered through LPL as an add-on is key in securing all Three Rivers Diversified Capital, LLC owned digital devices, including laptops, tablets, and phones. Some of the noteworthy features of this extra layer of security help to keep our computers protected, our devices compliant, and our systems backed up and updated with the latest security software. It also increases our cyber-liability insurance giving both everyone here at TRDC as well as our Family, Friends and Clients additional protection against outside security attacks. Some of the features include the following:

1. Next-generation cybersecurity protection with top industry technology and tactics to identify, remediate, and remove threats.

2. Enterprise-grade, cloud-based antivirus protection through the tool trusted and used by LPL.

3. 24/7 security operations team that proactively identifes cyber threats and remediates breaches.

4.  Ensures your systems adhere to the LPL Branch Office Security Policy.

5.  Systems are up-to-date with the latest policies, such as device encryption, password complexity, etc.

6. Use unsecured public networks safely through Virtual Private Network (VPN) access.

6. Automatically backs up our devices so we can recover data efficiently in case of an unforeseen cyber attack. 

Insurance: How we are Protecting you and the Business

Insurance is an area we have take seriously and over-invest in because we care about the business and like markets, you want to buy insurance before you need it. We hold the following types of insurance from Chubb, a leader in the insurance industry, which have been recommended in amounts that allow the business to grow and are reviewed on a regular basis to ensure our limits are more than appropriate for our needs. 

1. Errors and Omissions Policy (also known as Professional Liability Insurance or Malpractice Insurance) - Provides coverage againss claims for negligence, errors, or omissions in the professional services we provide.

2. Business Owner's Policy - Includes Property, General Liability, Business Interruption, Business Personal Property Insurance, and Data Breach Coverage.

3. Cyber Enterprise Risk Management Policy - Designed to protect the business from losses and liabilities associated with cyber incidents and data breaches.

4. Commercial Umbrella Liability Coverage - An additional layer of insurance should other insurance policies be exhausted in the case of what would otherwise be a catastrophic event. 

5. Worker Compensation Policy - Provides coverage for employees and employers in the event of a work related injury or illness. 

Business Continuity Plan

Our business continuity plan was created using FINRA's guidelines and outside council. FINRA provides a recommended template which we have utilized to ensure our plan is robust and in line with best practices specific to our business.