Broker Check

Your Dynamic Wealth Experience
Our 3-Meeting Approach to Navigating your Rivers

Every review we do here at TRDC is centered around you! What is on your mind is important to us. We've developed a yearly 3 conversation cycle that we believe provides the utmost value and structure to clients' financial lives. This is merely a suggesting for conversation cadence though. When something significant changes in your financial life, we want to know as soon as possible. It is our privilege to be available to you, your family and your friends any day of the week you feel our input is valuable. 

Below is a sample conversation glidepath for each year you are a TRDC client however we are always available to you!

Conversation 1: Review of Last Year in late February, March or early April

As with any process, it is important to reflect on the prior year's results. Did we save what we thought we would? How have our investments performed and why? Are we still on the right path from a financial planning standpoint? These are all questions we aim to answer in the first meeting of the year. 

Taxes are also a focal point of discussion from a reporting standpoint and we work side by side with your tax preparer, aiming to ensure we do everything we can to make the process as seamless as possible for you, your family and your tax preparer.

We will also discuss what gains or losses you are expecting outside of the accounts we manage internally at TRDC.

We'll tentatively schedule your next review approximately four months later if you would like.

Conversation 2: Mid-year Review in late July through  September

At this time, we look to do a summer checkup where we focus on personal cash-flow and expenses so we can keep your financial plan as up to date as possible. 

As with every review, we'll go over investment performance, changes we've already made in your portfolio and some catalysts for investment or financial planning items we see on the horizon for you and your family.

We'll tentatively schedule your next review approximatley four months later

Conversation 3: Tax Cleanup, gains and Losses Overview in Late October, November and December

While we are an investment-centric firm, we take tax planning and financial planning just as seriously. Part of our job as wealth managers is to efficiently and proactively throughout the year manage gains and losses in your taxable accounts. That is our job. You won't have to ask us to act. Make no mistake, we practice tax advantaged investing. 

During this conversation, we compile where you are from a gains and losses standpoint and make recommendations based on what other transactions you may have engaged in througout the year. 

Some of these transactions could be the successful sale of a business or gains from the sale of other outside investments such as art or a side business. All of this is taken into account with respect to our recommendations. In some cases we may defer gains or losses for next year if it is to your advantage.

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.

No strategy assures success or protects against loss.

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